We Service all 50 States

"Short Refinance - Loan Modifications & Short Sale Negotiations"

"Short Refi's"

"Professional service leads to positive results"

NATIONWIDE HELP for all 50 States

" Short Refinance "

SHORT-REFI is the wave of the future if you owe more than the Property is worth, it is available for Owner occupied Single Family Homes, T-Homes & Condos. It is also available for Commercial & Investment Properties.

" Loan Modifications "

Loan Modifications are available for all Home Owners of Single Family Homes, T-Homes & Condos, which must be Owner occupied. NO EQUITY, NO CREDIT & NO QUALIFYING NECESSARY

" Short Sale Negotiations "

Short Sale Negotiations are available at no charge for all Home Owners, Real Estate Agents and Investors Nationwide Interested in Successful Negotiations and quick turn around time.

" Mortgage Loans "


• Purchase Refinance • FHA/VA Loans • Loans for foreign Nationals • Rehab Loans Programs Available • Construction Loans • Fixed and Adjustable Rate Loans • Interest Only Loans • No Income or Assets Verification Loans • Recent Bankruptcy • Foreclosure Bail Outs • Reverse Mortgage for Senior Citizens


786-863-8015 & 786-430-7439




Loan Workout Group, Inc. In conjunction with Property Express Lender's, Inc. Mortgage Company offer all clients Professional Service and years of experience to back up all transactions and negotiations which leads to positive results!!!

Our Negotiation Services:

• Short-Refi (aka: short-refinance or short-payoff) • Short-Sale • Loan Modification

If you are searching for a company to negotiate a short-refi, short-sale or loan modification for you, the most important element you should be looking for is a team of negotiators with many years of experience and the knowledge of the Mortgage Industry. A Team who understands the Lender's view points and the way they handle these type transactions. We negotiate with your current lender(s), using techniques that are not commonly used by other companies and used only by the elite crowd of negotiators in the industry today. No technique is flawless, but we do produce a 90% success rate when it comes to negotiating for our clients. We help achieve the final productive outcome the client is searching for.....to keep there property by making the Mortgage payments they the can afford.

Another factor to consider is a Forensic Mortgage Audit. We strongly recommend to all our clients to permit us to perform a forensic mortgage loan audit to determine if there was any Federal Truth in Lending Act violations. We also audit your loan file to see if the Real Estate Settlement and Procedures Act (RESPA) was violated, please follow our link to Forensic Mortgage Audit for a complete explanation of the audit and how it can increase the odds of a much more favorable outcome.

Our Company Loan Workout Group is a Nationwide negotiating service in conjunction with our affiliated Mortgage Company Property Express Lender's, Inc. We are dedicated to helping homeowners, who are looking to save/keep their property, Real Estate Agents with Short Sale Listings who would like to keep focused on closing transactions and collecting their commission instead of wasting valuable time trying to negotiate the Short Sales with Lenders for Sellers who are upside down on there mortgages due to the declining market, and owe more than their property is worth.

Loan Workout Group & Property Express Lender's, Inc. are in the Business of negotiating short-refi's, Loan Modifications and/or short-sales, for clients on a case by case basis. Our goal is to help clients keep their properties by helping them negotiate a favorable Monthly payment they can afford. All of our Agents are trained in the art of short-refi, Loan Modifications and short-sale negotiations, to be the most effective of negotiators in the Industry today! We may not be the cheapest in the business; however we get the job done! Keep in mind; you only get what you pay for.

Along with short-refi negotiations, we also provide help with short-sales and loan modifications. To learn more about our services, please see our about us page

If you are in need of a foreclosure consultant, we suggest you start by going to the website of the US Department of Housing and Urban Development and seeking out a HUD approved counselor near you. Here is a link to there page: http://www.hud.gov/foreclosure/index.cfm

If you are interested in our services, for any reason, please don't hesitate! Fill out one of our quick forms with your contact info and one of our trained professionals will contact you within 72 hours.

Let us help you today!

If you're at our website, chances are you are looking for help to save your property. Well, you've come to the right place. Here at Short-Refi.com our focus is on getting you the help you need and deserve. Facing the possibility of loosing your home is a stressful time in your life and you need an experienced professional guiding you through the process, answering your questions so that you'll know with confidence that you made the right choice.

What does our commitment to personal service mean to you? It means that we focus on you and your goals. We are committed to being here, for you every step of the way.

Not sure if you will be able to stay in your home? We offer you new alternatives to bankruptcy or foreclosure. Our concept of short-refinancing, will give you a new outlook on saving your home.

Have questions about your credit? We can help you understand the effects of your past credit while showing you how to strengthen your present and future credit. We have programs that will help you keep your property, no matter where your credit score is. We work with people with FICO scores ranging from 400 up to 800. Your credit score is not a factor, when it comes to saving your home.

In almost any situation. We can help you from loosing your property, in most any situation. We will point you in the right direction and help you get your life back on track. Call us now at 786-863-8015 & 786-430-7439 or Contact Us online. We'll show you how quick and easy it is to get started.

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